Visana Tel Care — Region 2, St. Gallen
Region 2, St. Gallen: the Tel Care model from Visana costs CHF 521.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 521.00, Tel Care is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 1'016.40 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 521.00 | CHF 486.90 |
| 500 | CHF 514.30 | CHF 480.70 |
| 1'000 | CHF 480.10 | CHF 448.70 |
| 1'500 | CHF 451.00 | CHF 421.50 |
| 2'000 | CHF 421.80 | CHF 394.20 |
| 2'500 | CHF 392.60 | CHF 367.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 390.20 | CHF 364.70 |
| 500 | CHF 383.50 | CHF 358.50 |
| 1'000 | CHF 349.40 | CHF 326.50 |
| 1'500 | CHF 320.20 | CHF 299.30 |
| 2'000 | CHF 291.00 | CHF 272.00 |
| 2'500 | CHF 261.90 | CHF 244.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.30 | CHF 132.10 |
| 100 | CHF 135.50 | CHF 126.60 |
| 200 | CHF 129.60 | CHF 121.20 |
| 300 | CHF 123.80 | CHF 115.70 |
| 400 | CHF 118.00 | CHF 110.30 |
| 500 | CHF 112.10 | CHF 104.80 |
| 600 | CHF 106.30 | CHF 99.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.