Visana Tel Care — Region 1, Lucerne
Region 1, Lucerne: the Tel Care model from Visana costs CHF 543.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 543.90, Tel Care is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 889.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 543.90 | CHF 508.30 |
| 500 | CHF 537.20 | CHF 502.10 |
| 1'000 | CHF 503.10 | CHF 470.20 |
| 1'500 | CHF 473.90 | CHF 442.90 |
| 2'000 | CHF 444.70 | CHF 415.70 |
| 2'500 | CHF 415.60 | CHF 388.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 406.80 | CHF 380.20 |
| 500 | CHF 400.10 | CHF 374.00 |
| 1'000 | CHF 365.90 | CHF 342.00 |
| 1'500 | CHF 336.80 | CHF 314.80 |
| 2'000 | CHF 307.60 | CHF 287.50 |
| 2'500 | CHF 278.40 | CHF 260.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 147.10 | CHF 137.50 |
| 100 | CHF 141.30 | CHF 132.10 |
| 200 | CHF 135.50 | CHF 126.60 |
| 300 | CHF 129.60 | CHF 121.20 |
| 400 | CHF 123.80 | CHF 115.70 |
| 500 | CHF 118.00 | CHF 110.30 |
| 600 | CHF 112.10 | CHF 104.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.