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Visana Tel Care — Region 1, Bern

Region 1, Bern: the Tel Care model from Visana costs CHF 577.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 577.00, Tel Care is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Tel Care costs CHF 1'057.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 577.00CHF 539.30
500CHF 570.40CHF 533.10
1'000CHF 536.20CHF 501.10
1'500CHF 507.00CHF 473.90
2'000CHF 477.90CHF 446.60
2'500CHF 448.70CHF 419.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 419.80CHF 392.40
500CHF 413.20CHF 386.20
1'000CHF 379.00CHF 354.20
1'500CHF 349.80CHF 327.00
2'000CHF 320.70CHF 299.70
2'500CHF 291.50CHF 272.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 145.20CHF 135.70
100CHF 139.30CHF 130.20
200CHF 133.50CHF 124.80
300CHF 127.70CHF 119.30
400CHF 121.80CHF 113.90
500CHF 116.00CHF 108.40
600CHF 110.20CHF 103.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.