Visana Tel Care — Region 3, St. Gallen
Region 3, St. Gallen: the Tel Care model from Visana costs CHF 511.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 511.00, Tel Care is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 997.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.00 | CHF 477.60 |
| 500 | CHF 504.30 | CHF 471.30 |
| 1'000 | CHF 470.10 | CHF 439.40 |
| 1'500 | CHF 441.00 | CHF 412.20 |
| 2'000 | CHF 411.80 | CHF 384.90 |
| 2'500 | CHF 382.60 | CHF 357.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 382.70 | CHF 357.70 |
| 500 | CHF 376.10 | CHF 351.50 |
| 1'000 | CHF 341.90 | CHF 319.60 |
| 1'500 | CHF 312.70 | CHF 292.30 |
| 2'000 | CHF 283.60 | CHF 265.10 |
| 2'500 | CHF 254.40 | CHF 237.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 138.60 | CHF 129.60 |
| 100 | CHF 132.80 | CHF 124.10 |
| 200 | CHF 126.90 | CHF 118.70 |
| 300 | CHF 121.10 | CHF 113.20 |
| 400 | CHF 115.30 | CHF 107.80 |
| 500 | CHF 109.40 | CHF 102.30 |
| 600 | CHF 103.60 | CHF 96.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.