Visana Tel Care — Neuchâtel
Neuchâtel: the Tel Care model from Visana costs CHF 605.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 605.90, Tel Care is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 1'041.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 605.90 | CHF 566.30 |
| 500 | CHF 599.20 | CHF 560.00 |
| 1'000 | CHF 565.10 | CHF 528.10 |
| 1'500 | CHF 535.90 | CHF 500.90 |
| 2'000 | CHF 506.70 | CHF 473.60 |
| 2'500 | CHF 477.60 | CHF 446.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 471.90 | CHF 441.10 |
| 500 | CHF 465.30 | CHF 434.90 |
| 1'000 | CHF 431.10 | CHF 402.90 |
| 1'500 | CHF 401.90 | CHF 375.70 |
| 2'000 | CHF 372.80 | CHF 348.40 |
| 2'500 | CHF 343.60 | CHF 321.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 143.70 | CHF 134.30 |
| 100 | CHF 137.90 | CHF 128.90 |
| 200 | CHF 132.00 | CHF 123.40 |
| 300 | CHF 126.20 | CHF 118.00 |
| 400 | CHF 120.40 | CHF 112.50 |
| 500 | CHF 114.50 | CHF 107.10 |
| 600 | CHF 108.70 | CHF 101.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.