Visana Tel Care — Obwalden
Obwalden: the Tel Care model from Visana costs CHF 421.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 421.20, Tel Care is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 961.20 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 421.20 | CHF 393.60 |
| 500 | CHF 414.50 | CHF 387.40 |
| 1'000 | CHF 380.30 | CHF 355.50 |
| 1'500 | CHF 351.20 | CHF 328.20 |
| 2'000 | CHF 322.00 | CHF 301.00 |
| 2'500 | CHF 292.80 | CHF 273.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 314.20 | CHF 293.70 |
| 500 | CHF 307.50 | CHF 287.50 |
| 1'000 | CHF 273.40 | CHF 255.50 |
| 1'500 | CHF 244.20 | CHF 228.30 |
| 2'000 | CHF 215.00 | CHF 201.00 |
| 2'500 | CHF 188.00 | CHF 175.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.60 | CHF 95.90 |
| 100 | CHF 96.80 | CHF 90.40 |
| 200 | CHF 90.90 | CHF 85.00 |
| 300 | CHF 85.10 | CHF 79.50 |
| 400 | CHF 79.30 | CHF 74.10 |
| 500 | CHF 73.40 | CHF 68.60 |
| 600 | CHF 67.60 | CHF 63.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.