Visana Tel Care — Region 1, St. Gallen
Region 1, St. Gallen: the Tel Care model from Visana costs CHF 548.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 548.30, Tel Care is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 1'070.40 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 548.30 | CHF 512.50 |
| 500 | CHF 541.60 | CHF 506.20 |
| 1'000 | CHF 507.50 | CHF 474.30 |
| 1'500 | CHF 478.30 | CHF 447.00 |
| 2'000 | CHF 449.10 | CHF 419.80 |
| 2'500 | CHF 420.00 | CHF 392.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 410.70 | CHF 383.90 |
| 500 | CHF 404.00 | CHF 377.60 |
| 1'000 | CHF 369.90 | CHF 345.70 |
| 1'500 | CHF 340.70 | CHF 318.40 |
| 2'000 | CHF 311.50 | CHF 291.20 |
| 2'500 | CHF 282.40 | CHF 263.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 148.70 | CHF 139.00 |
| 100 | CHF 142.90 | CHF 133.60 |
| 200 | CHF 137.10 | CHF 128.10 |
| 300 | CHF 131.20 | CHF 122.70 |
| 400 | CHF 125.40 | CHF 117.20 |
| 500 | CHF 119.60 | CHF 111.80 |
| 600 | CHF 113.70 | CHF 106.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.