Visana Tel Care — Region 3, Grisons
Region 3, Grisons: the Tel Care model from Visana costs CHF 451.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 451.20, Tel Care is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 954.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 451.20 | CHF 421.70 |
| 500 | CHF 444.50 | CHF 415.40 |
| 1'000 | CHF 410.30 | CHF 383.50 |
| 1'500 | CHF 381.20 | CHF 356.20 |
| 2'000 | CHF 352.00 | CHF 329.00 |
| 2'500 | CHF 322.80 | CHF 301.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 338.20 | CHF 316.10 |
| 500 | CHF 331.50 | CHF 309.90 |
| 1'000 | CHF 297.40 | CHF 277.90 |
| 1'500 | CHF 268.20 | CHF 250.70 |
| 2'000 | CHF 239.00 | CHF 223.40 |
| 2'500 | CHF 209.90 | CHF 196.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.90 | CHF 102.70 |
| 100 | CHF 104.00 | CHF 97.20 |
| 200 | CHF 98.20 | CHF 91.80 |
| 300 | CHF 92.40 | CHF 86.30 |
| 400 | CHF 86.50 | CHF 80.90 |
| 500 | CHF 80.70 | CHF 75.40 |
| 600 | CHF 74.90 | CHF 70.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.