Visana Tel Care — Region 1, Grisons
Region 1, Grisons: the Tel Care model from Visana costs CHF 520.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 520.80, Tel Care is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 1'101.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 520.80 | CHF 486.70 |
| 500 | CHF 514.10 | CHF 480.50 |
| 1'000 | CHF 479.90 | CHF 448.60 |
| 1'500 | CHF 450.80 | CHF 421.30 |
| 2'000 | CHF 421.60 | CHF 394.00 |
| 2'500 | CHF 392.40 | CHF 366.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 390.80 | CHF 365.30 |
| 500 | CHF 384.10 | CHF 359.00 |
| 1'000 | CHF 350.00 | CHF 327.10 |
| 1'500 | CHF 320.80 | CHF 299.80 |
| 2'000 | CHF 291.60 | CHF 272.60 |
| 2'500 | CHF 262.50 | CHF 245.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.80 | CHF 118.50 |
| 100 | CHF 120.90 | CHF 113.00 |
| 200 | CHF 115.10 | CHF 107.60 |
| 300 | CHF 109.30 | CHF 102.10 |
| 400 | CHF 103.40 | CHF 96.70 |
| 500 | CHF 97.60 | CHF 91.20 |
| 600 | CHF 91.80 | CHF 85.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.