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Visana Tel Care — Nidwalden

Nidwalden: the Tel Care model from Visana costs CHF 421.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 421.90, Tel Care is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Tel Care costs CHF 1'035.60 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 421.90CHF 394.30
500CHF 415.20CHF 388.10
1'000CHF 381.00CHF 356.10
1'500CHF 351.90CHF 328.90
2'000CHF 322.70CHF 301.60
2'500CHF 293.50CHF 274.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 315.30CHF 294.70
500CHF 308.70CHF 288.50
1'000CHF 274.50CHF 256.60
1'500CHF 245.30CHF 229.30
2'000CHF 216.20CHF 202.10
2'500CHF 190.60CHF 178.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 102.80CHF 96.10
100CHF 96.90CHF 90.60
200CHF 91.10CHF 85.20
300CHF 85.30CHF 79.70
400CHF 79.40CHF 74.30
500CHF 73.60CHF 68.80
600CHF 67.80CHF 63.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.