Visana Tel Care — Region 2, Bern
Region 2, Bern: the Tel Care model from Visana costs CHF 527.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 527.30, Tel Care is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Care costs CHF 722.40 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 527.30 | CHF 492.90 |
| 500 | CHF 520.70 | CHF 486.60 |
| 1'000 | CHF 486.50 | CHF 454.70 |
| 1'500 | CHF 457.30 | CHF 427.40 |
| 2'000 | CHF 428.20 | CHF 400.20 |
| 2'500 | CHF 399.00 | CHF 372.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.60 | CHF 362.20 |
| 500 | CHF 380.90 | CHF 356.00 |
| 1'000 | CHF 346.70 | CHF 324.10 |
| 1'500 | CHF 317.60 | CHF 296.80 |
| 2'000 | CHF 288.40 | CHF 269.60 |
| 2'500 | CHF 259.20 | CHF 242.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.30 | CHF 119.90 |
| 100 | CHF 122.40 | CHF 114.50 |
| 200 | CHF 116.60 | CHF 109.00 |
| 300 | CHF 110.80 | CHF 103.50 |
| 400 | CHF 104.90 | CHF 98.10 |
| 500 | CHF 99.10 | CHF 92.60 |
| 600 | CHF 93.30 | CHF 87.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.