CSS in canton Fribourg: twelve years of premiums
In canton Fribourg, the lowest CSS premium went from CHF 295.60 a month in 2015 to CHF 479.40 in 2026 — a rise of +62.2 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 295.60 | CHF 277.50 | CHF 18.10 |
| 2016 | CHF 323.10 | CHF 294.20 | CHF 28.90 |
| 2017 | CHF 337.00 | CHF 315.20 | CHF 21.80 |
| 2018 | CHF 340.30 | CHF 334.00 | CHF 6.30 |
| 2019 | CHF 354.50 | CHF 346.50 | CHF 8.00 |
| 2020 | CHF 373.20 | CHF 351.50 | CHF 21.70 |
| 2021 | CHF 370.60 | CHF 357.60 | CHF 13.00 |
| 2022 | CHF 368.10 | CHF 362.80 | CHF 5.30 |
| 2023 | CHF 394.00 | CHF 381.70 | CHF 12.30 |
| 2024 | CHF 427.70 | CHF 399.70 | CHF 28.00 |
| 2025 | CHF 458.00 | CHF 423.60 | CHF 34.40 |
| 2026 | CHF 479.40 | CHF 450.00 | CHF 29.40 |
Faster or slower than the rest?
CSS rose +62.2 % over the period, at the same pace as the cheapest insurer in the same place. The gap at the start is the gap at the end.
The year that hurt — The steepest year-on-year jump was 2016: +9.3 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Fribourg, canton by canton
CSS, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.