CSS in canton Obwalden: twelve years of premiums
In canton Obwalden, the lowest CSS premium went from CHF 280.00 a month in 2015 to CHF 434.00 in 2026 — a rise of +55.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 280.00 | CHF 237.90 | CHF 42.10 |
| 2016 | CHF 310.80 | CHF 237.90 | CHF 72.90 |
| 2017 | CHF 317.30 | CHF 284.70 | CHF 32.60 |
| 2018 | CHF 325.40 | CHF 302.50 | CHF 22.90 |
| 2019 | CHF 329.30 | CHF 316.30 | CHF 13.00 |
| 2020 | CHF 348.50 | CHF 314.50 | CHF 34.00 |
| 2021 | CHF 354.50 | CHF 294.00 | CHF 60.50 |
| 2022 | CHF 350.20 | CHF 320.00 | CHF 30.20 |
| 2023 | CHF 363.70 | CHF 320.00 | CHF 43.70 |
| 2024 | CHF 390.90 | CHF 346.50 | CHF 44.40 |
| 2025 | CHF 409.10 | CHF 356.90 | CHF 52.20 |
| 2026 | CHF 434.00 | CHF 382.80 | CHF 51.20 |
Faster or slower than the rest?
CSS rose +55.0 % over the period, against +60.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +11.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
CSS, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.