CSS in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest CSS premium went from CHF 345.60 a month in 2015 to CHF 514.50 in 2026 — a rise of +48.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 345.60 | CHF 283.80 | CHF 61.80 |
| 2016 | CHF 370.60 | CHF 289.60 | CHF 81.00 |
| 2017 | CHF 375.20 | CHF 324.80 | CHF 50.40 |
| 2018 | CHF 390.90 | CHF 324.20 | CHF 66.70 |
| 2019 | CHF 403.20 | CHF 354.30 | CHF 48.90 |
| 2020 | CHF 407.40 | CHF 359.30 | CHF 48.10 |
| 2021 | CHF 401.50 | CHF 339.30 | CHF 62.20 |
| 2022 | CHF 401.50 | CHF 354.40 | CHF 47.10 |
| 2023 | CHF 398.20 | CHF 384.60 | CHF 13.60 |
| 2024 | CHF 436.10 | CHF 383.40 | CHF 52.70 |
| 2025 | CHF 471.20 | CHF 410.30 | CHF 60.90 |
| 2026 | CHF 514.50 | CHF 433.80 | CHF 80.70 |
Faster or slower than the rest?
CSS rose +48.9 % over the period, against +52.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +9.5 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
CSS, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.