CSS in canton Grisons: twelve years of premiums
In canton Grisons, the lowest CSS premium went from CHF 373.50 a month in 2015 to CHF 427.60 in 2026 — a rise of +14.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 373.50 | CHF 227.80 | CHF 145.70 |
| 2016 | CHF 388.80 | CHF 237.30 | CHF 151.50 |
| 2017 | CHF 396.90 | CHF 274.55 | CHF 122.35 |
| 2018 | CHF 399.60 | CHF 277.60 | CHF 122.00 |
| 2019 | CHF 399.60 | CHF 305.20 | CHF 94.40 |
| 2020 | CHF 409.50 | CHF 315.90 | CHF 93.60 |
| 2021 | CHF 393.40 | CHF 321.10 | CHF 72.30 |
| 2022 | CHF 372.30 | CHF 320.50 | CHF 51.80 |
| 2023 | CHF 342.70 | CHF 322.00 | CHF 20.70 |
| 2024 | CHF 370.00 | CHF 347.00 | CHF 23.00 |
| 2025 | CHF 399.80 | CHF 388.00 | CHF 11.80 |
| 2026 | CHF 427.60 | CHF 404.70 | CHF 22.90 |
Faster or slower than the rest?
CSS rose +14.5 % over the period, against +77.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +8.1 % in one go. The premium did not move in 2019.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Grisons, canton by canton
CSS, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.