CSS in canton Zug: twelve years of premiums
In canton Zug, the lowest CSS premium went from CHF 274.40 a month in 2015 to CHF 361.70 in 2026 — a rise of +31.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 274.40 | CHF 267.80 | CHF 6.60 |
| 2016 | CHF 296.80 | CHF 274.70 | CHF 22.10 |
| 2017 | CHF 303.40 | CHF 293.10 | CHF 10.30 |
| 2018 | CHF 310.40 | CHF 310.40 | — |
| 2019 | CHF 318.40 | CHF 318.40 | — |
| 2020 | CHF 324.20 | CHF 324.20 | — |
| 2021 | CHF 330.10 | CHF 324.30 | CHF 5.80 |
| 2022 | CHF 326.80 | CHF 325.40 | CHF 1.40 |
| 2023 | CHF 350.30 | CHF 338.30 | CHF 12.00 |
| 2024 | CHF 382.50 | CHF 360.50 | CHF 22.00 |
| 2025 | CHF 407.40 | CHF 364.00 | CHF 43.40 |
| 2026 | CHF 361.70 | CHF 335.10 | CHF 26.60 |
Faster or slower than the rest?
CSS rose +31.8 % over the period, against +25.1 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2024: +9.2 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
CSS, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.