CSS in canton Vaud: twelve years of premiums
In canton Vaud, the lowest CSS premium went from CHF 365.80 a month in 2015 to CHF 554.40 in 2026 — a rise of +51.6 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 365.80 | CHF 327.80 | CHF 38.00 |
| 2016 | CHF 392.80 | CHF 340.00 | CHF 52.80 |
| 2017 | CHF 410.00 | CHF 364.30 | CHF 45.70 |
| 2018 | CHF 424.10 | CHF 391.80 | CHF 32.30 |
| 2019 | CHF 445.20 | CHF 422.60 | CHF 22.60 |
| 2020 | CHF 451.10 | CHF 415.00 | CHF 36.10 |
| 2021 | CHF 451.10 | CHF 406.50 | CHF 44.60 |
| 2022 | CHF 451.10 | CHF 407.00 | CHF 44.10 |
| 2023 | CHF 473.80 | CHF 424.20 | CHF 49.60 |
| 2024 | CHF 499.70 | CHF 488.50 | CHF 11.20 |
| 2025 | CHF 536.80 | CHF 501.60 | CHF 35.20 |
| 2026 | CHF 554.40 | CHF 537.30 | CHF 17.10 |
Faster or slower than the rest?
CSS rose +51.6 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +7.4 % in one go. The premium did not move in 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
CSS, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.