Galenos — Region 2, Grisons: twelve years of premiums
Region 2, Grisons: the lowest Galenos premium went from CHF 299.00 a month in 2015 to CHF 516.10 in 2026 — a rise of +72.6 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 299.00 | CHF 246.50 | CHF 52.50 |
| 2016 | CHF 305.00 | CHF 256.80 | CHF 48.20 |
| 2017 | CHF 336.00 | CHF 288.00 | CHF 48.00 |
| 2018 | CHF 386.00 | CHF 300.40 | CHF 85.60 |
| 2019 | CHF 405.00 | CHF 319.80 | CHF 85.20 |
| 2020 | CHF 410.70 | CHF 343.20 | CHF 67.50 |
| 2021 | CHF 423.10 | CHF 333.50 | CHF 89.60 |
| 2022 | CHF 434.60 | CHF 338.60 | CHF 96.00 |
| 2023 | CHF 455.00 | CHF 350.00 | CHF 105.00 |
| 2024 | CHF 498.00 | CHF 378.00 | CHF 120.00 |
| 2025 | CHF 530.60 | CHF 405.00 | CHF 125.60 |
| 2026 | CHF 516.10 | CHF 418.00 | CHF 98.10 |
Faster or slower than the rest?
Galenos rose +72.6 % over the period, against +69.6 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2018: +14.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Galenos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.