Philos in canton Solothurn: twelve years of premiums
In canton Solothurn, the lowest Philos premium went from CHF 309.60 a month in 2015 to CHF 548.90 in 2026 — a rise of +77.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 309.60 | CHF 288.10 | CHF 21.50 |
| 2016 | CHF 315.00 | CHF 306.60 | CHF 8.40 |
| 2017 | CHF 365.50 | CHF 347.90 | CHF 17.60 |
| 2018 | CHF 406.90 | CHF 357.20 | CHF 49.70 |
| 2019 | CHF 413.80 | CHF 371.70 | CHF 42.10 |
| 2020 | CHF 407.10 | CHF 378.00 | CHF 29.10 |
| 2021 | CHF 416.50 | CHF 380.20 | CHF 36.30 |
| 2022 | CHF 426.90 | CHF 390.80 | CHF 36.10 |
| 2023 | CHF 457.30 | CHF 404.10 | CHF 53.20 |
| 2024 | CHF 498.40 | CHF 419.80 | CHF 78.60 |
| 2025 | CHF 531.30 | CHF 445.00 | CHF 86.30 |
| 2026 | CHF 548.90 | CHF 486.20 | CHF 62.70 |
Faster or slower than the rest?
Philos rose +77.3 % over the period, against +68.8 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2017: +16.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Philos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.