Philos in canton Glarus: twelve years of premiums
In canton Glarus, the lowest Philos premium went from CHF 286.90 a month in 2015 to CHF 444.60 in 2026 — a rise of +55.0 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 286.90 | CHF 272.80 | CHF 14.10 |
| 2016 | CHF 289.00 | CHF 275.90 | CHF 13.10 |
| 2017 | CHF 331.50 | CHF 301.30 | CHF 30.20 |
| 2018 | CHF 361.20 | CHF 306.40 | CHF 54.80 |
| 2019 | CHF 365.50 | CHF 319.80 | CHF 45.70 |
| 2020 | CHF 345.90 | CHF 332.90 | CHF 13.00 |
| 2021 | CHF 357.20 | CHF 328.80 | CHF 28.40 |
| 2022 | CHF 365.00 | CHF 342.25 | CHF 22.75 |
| 2023 | CHF 386.00 | CHF 359.95 | CHF 26.05 |
| 2024 | CHF 402.80 | CHF 383.90 | CHF 18.90 |
| 2025 | CHF 419.40 | CHF 396.40 | CHF 23.00 |
| 2026 | CHF 444.60 | CHF 433.20 | CHF 11.40 |
Faster or slower than the rest?
Philos rose +55.0 % over the period, against +58.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +14.7 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Philos, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.