Sumiswalder — Region 1, Bern: twelve years of premiums
Region 1, Bern: the lowest Sumiswalder premium went from CHF 415.60 a month in 2015 to CHF 586.50 in 2026 — a rise of +41.1 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 415.60 | CHF 354.00 | CHF 61.60 |
| 2016 | CHF 429.10 | CHF 366.40 | CHF 62.70 |
| 2017 | CHF 455.70 | CHF 390.70 | CHF 65.00 |
| 2018 | CHF 487.60 | CHF 401.60 | CHF 86.00 |
| 2019 | CHF 505.20 | CHF 437.20 | CHF 68.00 |
| 2020 | CHF 498.60 | CHF 443.70 | CHF 54.90 |
| 2021 | CHF 503.10 | CHF 437.60 | CHF 65.50 |
| 2022 | CHF 495.90 | CHF 441.00 | CHF 54.90 |
| 2023 | CHF 492.30 | CHF 462.40 | CHF 29.90 |
| 2024 | CHF 513.40 | CHF 504.10 | CHF 9.30 |
| 2025 | CHF 559.70 | CHF 519.80 | CHF 39.90 |
| 2026 | CHF 586.50 | CHF 540.10 | CHF 46.40 |
Faster or slower than the rest?
Sumiswalder rose +41.1 % over the period, against +52.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +9.0 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sumiswalder, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.