Sumiswalder — Region 2, Bern: twelve years of premiums
Region 2, Bern: the lowest Sumiswalder premium went from CHF 358.40 a month in 2015 to CHF 520.90 in 2026 — a rise of +45.3 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 358.40 | CHF 318.80 | CHF 39.60 |
| 2016 | CHF 370.00 | CHF 336.40 | CHF 33.60 |
| 2017 | CHF 400.30 | CHF 361.90 | CHF 38.40 |
| 2018 | CHF 428.30 | CHF 374.00 | CHF 54.30 |
| 2019 | CHF 443.70 | CHF 387.10 | CHF 56.60 |
| 2020 | CHF 438.30 | CHF 396.00 | CHF 42.30 |
| 2021 | CHF 442.80 | CHF 396.00 | CHF 46.80 |
| 2022 | CHF 436.50 | CHF 395.60 | CHF 40.90 |
| 2023 | CHF 433.80 | CHF 410.00 | CHF 23.80 |
| 2024 | CHF 452.20 | CHF 447.80 | CHF 4.40 |
| 2025 | CHF 497.10 | CHF 462.70 | CHF 34.40 |
| 2026 | CHF 520.90 | CHF 493.60 | CHF 27.30 |
Faster or slower than the rest?
Sumiswalder rose +45.3 % over the period, against +54.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +9.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sumiswalder, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.