Sumiswalder — Region 1, Grisons: twelve years of premiums
Region 1, Grisons: the lowest Sumiswalder premium went from CHF 295.70 a month in 2015 to CHF 484.10 in 2026 — a rise of +63.7 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 295.70 | CHF 268.00 | CHF 27.70 |
| 2016 | CHF 305.30 | CHF 264.00 | CHF 41.30 |
| 2017 | CHF 333.90 | CHF 296.00 | CHF 37.90 |
| 2018 | CHF 379.40 | CHF 326.50 | CHF 52.90 |
| 2019 | CHF 396.60 | CHF 349.90 | CHF 46.70 |
| 2020 | CHF 398.70 | CHF 356.40 | CHF 42.30 |
| 2021 | CHF 398.70 | CHF 346.50 | CHF 52.20 |
| 2022 | CHF 398.70 | CHF 346.50 | CHF 52.20 |
| 2023 | CHF 398.70 | CHF 357.70 | CHF 41.00 |
| 2024 | CHF 426.60 | CHF 402.40 | CHF 24.20 |
| 2025 | CHF 462.10 | CHF 430.60 | CHF 31.50 |
| 2026 | CHF 484.10 | CHF 453.60 | CHF 30.50 |
Faster or slower than the rest?
Sumiswalder rose +63.7 % over the period, against +69.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +13.6 % in one go. The premium did not move in 2021, 2022, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sumiswalder, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.