Sumiswalder — Region 2, St. Gallen: twelve years of premiums
Region 2, St. Gallen: the lowest Sumiswalder premium went from CHF 296.70 a month in 2015 to CHF 474.50 in 2026 — a rise of +59.9 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 296.70 | CHF 258.70 | CHF 38.00 |
| 2016 | CHF 306.40 | CHF 269.60 | CHF 36.80 |
| 2017 | CHF 342.20 | CHF 309.60 | CHF 32.60 |
| 2018 | CHF 383.30 | CHF 327.40 | CHF 55.90 |
| 2019 | CHF 395.80 | CHF 339.70 | CHF 56.10 |
| 2020 | CHF 397.80 | CHF 349.90 | CHF 47.90 |
| 2021 | CHF 397.80 | CHF 348.60 | CHF 49.20 |
| 2022 | CHF 397.80 | CHF 346.90 | CHF 50.90 |
| 2023 | CHF 397.80 | CHF 371.70 | CHF 26.10 |
| 2024 | CHF 426.50 | CHF 379.80 | CHF 46.70 |
| 2025 | CHF 461.10 | CHF 398.70 | CHF 62.40 |
| 2026 | CHF 474.50 | CHF 419.60 | CHF 54.90 |
Faster or slower than the rest?
Sumiswalder rose +59.9 % over the period, against +62.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +12.0 % in one go. The premium did not move in 2021, 2022, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sumiswalder, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.