CHF 1'000 deductible in Region 2 of canton Grisons
At a CHF 1'000 deductible, 24 insurers offer a premium in Region 2 of canton Grisons. The lowest is CHF 382.90 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 418.00, the CHF 1'000 deductible saves CHF 421.20 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 721.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
24 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 382.90 | View |
| 2 | ÖKK | CHF 394.80 | View |
| 3 | vita surselva | CHF 401.15 | View |
| 4 | curaulta | CHF 403.60 | View |
| 5 | CONCORDIA | CHF 404.80 | View |
| 6 | KPT | CHF 407.10 | View |
| 7 | Sanitas | CHF 407.50 | View |
| 8 | CSS | CHF 408.90 | View |
| 9 | Helsana | CHF 412.20 | View |
| 10 | Sumiswalder | CHF 413.10 | View |
| 11 | SWICA | CHF 414.50 | View |
| 12 | Mutuel | CHF 427.10 | View |
| 13 | Vivao Sympany | CHF 428.10 | View |
| 14 | Atupri | CHF 428.20 | View |
| 15 | sana24 | CHF 432.10 | View |
| 16 | Aquilana | CHF 435.50 | View |
| 17 | Philos | CHF 441.00 | View |
| 18 | rhenusana | CHF 441.90 | View |
| 19 | Visana | CHF 443.50 | View |
| 20 | Assura-Basis | CHF 444.10 | View |
| 21 | Avenir | CHF 460.30 | View |
| 22 | EGK | CHF 474.00 | View |
| 23 | Galenos | CHF 475.30 | View |
| 24 | SLKK | CHF 492.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.