KPT — Region 2 of canton Grisons, 2026 premiums
KPT covers the 45 municipalities of Region 2 in canton Grisons. Its lowest adult premium here is CHF 297.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 6 out of 24 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 467.57 a month.
What staying costs
Moving from KPT to Agrisano, the cheapest insurer in this region, saves CHF 358.80 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 538.10 | CHF 447.90 | CHF 476.60 | CHF 456.10 |
| 500 | CHF 526.50 | CHF 436.30 | CHF 465.00 | CHF 444.50 |
| 1'000 | CHF 497.30 | CHF 407.10 | CHF 435.80 | CHF 415.30 |
| 1'500 | CHF 468.10 | CHF 377.90 | CHF 406.60 | CHF 386.10 |
| 2'500 | CHF 409.80 | CHF 319.60 | CHF 348.30 | CHF 327.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 430.50 | CHF 364.00 | CHF 385.20 | CHF 370.10 |
| 500 | CHF 418.90 | CHF 352.40 | CHF 373.60 | CHF 358.50 |
| 1'000 | CHF 389.70 | CHF 323.20 | CHF 344.40 | CHF 329.30 |
| 1'500 | CHF 360.50 | CHF 294.00 | CHF 315.20 | CHF 300.10 |
| 2'500 | CHF 302.20 | CHF 235.70 | CHF 256.90 | CHF 241.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 129.10 | CHF 100.80 | CHF 109.80 | CHF 103.40 |
| 200 | CHF 117.50 | CHF 91.80 | CHF 99.90 | CHF 94.10 |
| 400 | CHF 105.80 | CHF 82.60 | CHF 90.00 | CHF 84.80 |
| 600 | CHF 94.10 | CHF 73.50 | CHF 80.00 | CHF 75.40 |
With or without accident cover
With accident cover: CHF 538.10 a month. Without: CHF 500.40. Dropping it saves CHF 452.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 429.80 in 2025 to CHF 297.20 — a rise of 4.2 %.
The 45 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Grisons, not to the municipality.
Bever · Bonaduz · Bregaglia · Brusio · Celerina/Schlarigna · Conters im Prättigau · Davos · Domat/Ems · Felsberg · Fideris · Flims · Fläsch · Furna · Grüsch · Jenaz · Jenins · Klosters · Küblis · La Punt Chamues-ch · Landquart · Luzein · Madulain · Maienfeld · Malans · Pontresina · Poschiavo · Rhäzüns · S-chanf · Samedan · Samnaun · Schiers · Scuol · Seewis im Prättigau · Sils im Engadin/Segl · Silvaplana · St. Moritz · Tamins · Trimmis · Trin · Untervaz · Val Müstair · Valsot · Zernez · Zizers · Zuoz
The other insurers in Region 2
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 418.00 | View |
| ÖKK | CHF 435.60 | View |
| vita surselva | CHF 440.80 | View |
| curaulta | CHF 442.80 | View |
| CONCORDIA | CHF 445.60 | View |
| Sanitas | CHF 448.30 | View |
| CSS | CHF 449.70 | View |
| SWICA | CHF 450.00 | View |
| Sumiswalder | CHF 450.70 | View |
| Helsana | CHF 453.00 | View |
| Mutuel | CHF 467.60 | View |
| Atupri | CHF 469.00 | View |
| Vivao Sympany | CHF 469.00 | View |
| Aquilana | CHF 471.00 | View |
| sana24 | CHF 473.00 | View |
| rhenusana | CHF 479.40 | View |
| Philos | CHF 481.50 | View |
| Visana | CHF 484.30 | View |
| Assura-Basis | CHF 484.90 | View |
| Avenir | CHF 500.80 | View |
| EGK | CHF 514.80 | View |
| Galenos | CHF 516.10 | View |
| SLKK | CHF 527.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.