CHF 1'500 deductible in Region 2 of canton Grisons
At a CHF 1'500 deductible, 24 insurers offer a premium in Region 2 of canton Grisons. The lowest is CHF 357.80 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 418.00, the CHF 1'500 deductible saves CHF 722.40 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'022.40 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
24 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 357.80 | View |
| 2 | ÖKK | CHF 365.60 | View |
| 3 | vita surselva | CHF 374.70 | View |
| 4 | CONCORDIA | CHF 375.60 | View |
| 5 | curaulta | CHF 376.30 | View |
| 6 | KPT | CHF 377.90 | View |
| 7 | Sanitas | CHF 378.30 | View |
| 8 | CSS | CHF 379.70 | View |
| 9 | Helsana | CHF 383.00 | View |
| 10 | SWICA | CHF 385.30 | View |
| 11 | Sumiswalder | CHF 386.30 | View |
| 12 | Mutuel | CHF 397.60 | View |
| 13 | Atupri | CHF 399.00 | View |
| 14 | Vivao Sympany | CHF 399.00 | View |
| 15 | sana24 | CHF 403.00 | View |
| 16 | Aquilana | CHF 410.20 | View |
| 17 | Philos | CHF 411.50 | View |
| 18 | Visana | CHF 414.30 | View |
| 19 | Assura-Basis | CHF 414.90 | View |
| 20 | rhenusana | CHF 415.40 | View |
| 21 | Avenir | CHF 430.80 | View |
| 22 | EGK | CHF 444.80 | View |
| 23 | Galenos | CHF 446.10 | View |
| 24 | SLKK | CHF 467.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.