CHF 2'500 deductible in Region 2 of canton Grisons
At a CHF 2'500 deductible, 24 insurers offer a premium in Region 2 of canton Grisons. The lowest is CHF 307.30 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 418.00, the CHF 2'500 deductible saves CHF 1'328.40 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'628.40 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
24 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | ÖKK | CHF 307.30 | View |
| 2 | Agrisano | CHF 307.60 | View |
| 3 | CONCORDIA | CHF 317.30 | View |
| 4 | KPT | CHF 319.60 | View |
| 5 | Sanitas | CHF 320.00 | View |
| 6 | CSS | CHF 321.40 | View |
| 7 | SWICA | CHF 321.60 | View |
| 8 | Helsana | CHF 324.70 | View |
| 9 | curaulta | CHF 325.30 | View |
| 10 | vita surselva | CHF 331.50 | View |
| 11 | Sumiswalder | CHF 332.70 | View |
| 12 | Mutuel | CHF 339.60 | View |
| 13 | Vivao Sympany | CHF 340.60 | View |
| 14 | Atupri | CHF 340.70 | View |
| 15 | sana24 | CHF 344.60 | View |
| 16 | Aquilana | CHF 351.10 | View |
| 17 | Philos | CHF 353.50 | View |
| 18 | Visana | CHF 356.00 | View |
| 19 | Assura-Basis | CHF 356.60 | View |
| 20 | rhenusana | CHF 361.50 | View |
| 21 | Avenir | CHF 372.80 | View |
| 22 | EGK | CHF 386.50 | View |
| 23 | Galenos | CHF 387.80 | View |
| 24 | SLKK | CHF 417.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.