CHF 500 deductible in Region 2 of canton Grisons
At a CHF 500 deductible, 24 insurers offer a premium in Region 2 of canton Grisons. The lowest is CHF 407.90 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 418.00, the CHF 500 deductible saves CHF 121.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 421.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
24 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 407.90 | View |
| 2 | ÖKK | CHF 424.00 | View |
| 3 | curaulta | CHF 431.20 | View |
| 4 | vita surselva | CHF 432.00 | View |
| 5 | CONCORDIA | CHF 434.00 | View |
| 6 | KPT | CHF 436.30 | View |
| 7 | Sanitas | CHF 436.70 | View |
| 8 | CSS | CHF 438.10 | View |
| 9 | SWICA | CHF 438.30 | View |
| 10 | Sumiswalder | CHF 440.00 | View |
| 11 | Helsana | CHF 441.40 | View |
| 12 | Mutuel | CHF 456.10 | View |
| 13 | Vivao Sympany | CHF 457.30 | View |
| 14 | Atupri | CHF 457.40 | View |
| 15 | Aquilana | CHF 460.90 | View |
| 16 | sana24 | CHF 461.30 | View |
| 17 | rhenusana | CHF 468.90 | View |
| 18 | Philos | CHF 470.00 | View |
| 19 | Assura-Basis | CHF 473.30 | View |
| 20 | Visana | CHF 477.70 | View |
| 21 | Avenir | CHF 489.30 | View |
| 22 | EGK | CHF 503.20 | View |
| 23 | Galenos | CHF 504.50 | View |
| 24 | SLKK | CHF 518.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.