CHF 2'000 deductible in Region 2 of canton St. Gallen
At a CHF 2'000 deductible, 24 insurers offer a premium in Region 2 of canton St. Gallen. The lowest is CHF 334.30 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 419.60, the CHF 2'000 deductible saves CHF 1'023.60 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'323.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
24 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 334.30 | View |
| 2 | Atupri | CHF 344.80 | View |
| 3 | CSS | CHF 345.30 | View |
| 4 | SWICA | CHF 350.90 | View |
| 5 | ÖKK | CHF 356.80 | View |
| 6 | CONCORDIA | CHF 356.90 | View |
| 7 | Sanitas | CHF 358.20 | View |
| 8 | EGK | CHF 358.70 | View |
| 9 | Assura-Basis | CHF 358.90 | View |
| 10 | Helsana | CHF 359.50 | View |
| 11 | Galenos | CHF 359.90 | View |
| 12 | sana24 | CHF 367.40 | View |
| 13 | Aquilana | CHF 370.90 | View |
| 14 | rhenusana | CHF 372.00 | View |
| 15 | Vivao Sympany | CHF 380.50 | View |
| 16 | Sumiswalder | CHF 383.30 | View |
| 17 | Avenir | CHF 387.50 | View |
| 18 | Mutuel | CHF 391.70 | View |
| 19 | vita surselva | CHF 409.85 | View |
| 20 | Visana | CHF 415.10 | View |
| 21 | Glarner | CHF 416.80 | View |
| 22 | Philos | CHF 419.20 | View |
| 23 | SLKK | CHF 427.20 | View |
| 24 | Einsiedler | CHF 448.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.