CHF 1'000 deductible in Region 1 of canton Ticino
At a CHF 1'000 deductible, 21 insurers offer a premium in Region 1 of canton Ticino. The lowest is CHF 548.90 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 583.90, the CHF 1'000 deductible saves CHF 420.00 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 720.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 548.90 | View |
| 2 | sana24 | CHF 564.90 | View |
| 3 | Aquilana | CHF 571.60 | View |
| 4 | KPT | CHF 572.50 | View |
| 5 | CONCORDIA | CHF 572.60 | View |
| 6 | Assura-Basis | CHF 577.00 | View |
| 7 | CSS | CHF 580.40 | View |
| 8 | Sanitas | CHF 584.00 | View |
| 9 | Helsana | CHF 588.30 | View |
| 10 | Galenos | CHF 589.20 | View |
| 11 | EGK | CHF 592.10 | View |
| 12 | ÖKK | CHF 597.00 | View |
| 13 | Atupri | CHF 600.10 | View |
| 14 | Vivao Sympany | CHF 618.70 | View |
| 15 | Philos | CHF 622.00 | View |
| 16 | SWICA | CHF 636.90 | View |
| 17 | Visana | CHF 642.90 | View |
| 18 | Mutuel | CHF 643.10 | View |
| 19 | Avenir | CHF 645.90 | View |
| 20 | vita surselva | CHF 681.15 | View |
| 21 | rhenusana | CHF 720.80 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.