CHF 1'500 deductible in Region 1 of canton Ticino
At a CHF 1'500 deductible, 21 insurers offer a premium in Region 1 of canton Ticino. The lowest is CHF 523.70 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 583.90, the CHF 1'500 deductible saves CHF 722.40 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'022.40 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 523.70 | View |
| 2 | sana24 | CHF 535.70 | View |
| 3 | KPT | CHF 543.30 | View |
| 4 | CONCORDIA | CHF 543.40 | View |
| 5 | Aquilana | CHF 546.30 | View |
| 6 | Assura-Basis | CHF 547.80 | View |
| 7 | CSS | CHF 551.20 | View |
| 8 | Sanitas | CHF 554.80 | View |
| 9 | Helsana | CHF 559.10 | View |
| 10 | Galenos | CHF 560.00 | View |
| 11 | EGK | CHF 562.90 | View |
| 12 | ÖKK | CHF 567.80 | View |
| 13 | Atupri | CHF 570.90 | View |
| 14 | Vivao Sympany | CHF 589.50 | View |
| 15 | Philos | CHF 594.00 | View |
| 16 | SWICA | CHF 607.80 | View |
| 17 | Mutuel | CHF 613.60 | View |
| 18 | Visana | CHF 613.80 | View |
| 19 | Avenir | CHF 617.90 | View |
| 20 | vita surselva | CHF 652.45 | View |
| 21 | rhenusana | CHF 691.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.