CHF 2'500 deductible in Region 1 of canton Ticino
At a CHF 2'500 deductible, 21 insurers offer a premium in Region 1 of canton Ticino. The lowest is CHF 473.60 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 583.90, the CHF 2'500 deductible saves CHF 1'323.60 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'623.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 473.60 | View |
| 2 | KPT | CHF 485.00 | View |
| 3 | CONCORDIA | CHF 485.10 | View |
| 4 | Aquilana | CHF 486.80 | View |
| 5 | sana24 | CHF 489.20 | View |
| 6 | Assura-Basis | CHF 489.50 | View |
| 7 | CSS | CHF 492.90 | View |
| 8 | Sanitas | CHF 496.50 | View |
| 9 | Helsana | CHF 500.80 | View |
| 10 | Galenos | CHF 501.70 | View |
| 11 | EGK | CHF 504.60 | View |
| 12 | ÖKK | CHF 509.50 | View |
| 13 | Atupri | CHF 512.60 | View |
| 14 | Vivao Sympany | CHF 531.20 | View |
| 15 | Philos | CHF 536.40 | View |
| 16 | SWICA | CHF 541.20 | View |
| 17 | Visana | CHF 555.40 | View |
| 18 | Mutuel | CHF 555.60 | View |
| 19 | Avenir | CHF 560.30 | View |
| 20 | vita surselva | CHF 595.10 | View |
| 21 | rhenusana | CHF 633.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.