Free choice of doctor with a CHF 300 deductible in Region 1 of canton Ticino
21 insurers offer a Free choice of doctor with a CHF 300 deductible in Region 1. The lowest premium is CHF 679.00 a month for an adult, accident cover included.
Where the saving comes from
The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.
What the deductible risks
This is the minimum deductible: no extra risk compared with the reference.
The insurers, cheapest to dearest
21 insurers offer this combination in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Agrisano | Grundversicherung | CHF 679.00 | View |
| 2 | Galenos | Grundversicherung | CHF 692.30 | View |
| 3 | Aquilana | Grundversicherung | CHF 697.60 | View |
| 4 | vita surselva | Grundversicherung | CHF 717.00 | View |
| 5 | CONCORDIA | Grundversicherung | CHF 725.90 | View |
| 6 | Sanitas | Grundversicherung | CHF 726.40 | View |
| 7 | Atupri | Grundversicherung | CHF 731.60 | View |
| 8 | ÖKK | Grundversicherung | CHF 733.00 | View |
| 9 | KPT | Grundversicherung | CHF 734.60 | View |
| 10 | Assura-Basis | Grundversicherung | CHF 735.40 | View |
| 11 | EGK | Grundversicherung | CHF 740.20 | View |
| 12 | sana24 | Grundversicherung | CHF 742.20 | View |
| 13 | CSS | Grundversicherung | CHF 744.00 | View |
| 14 | Helsana | Grundversicherung | CHF 749.00 | View |
| 15 | Vivao Sympany | Grundversicherung | CHF 758.00 | View |
| 16 | rhenusana | Grundversicherung | CHF 761.60 | View |
| 17 | Mutuel | Grundversicherung | CHF 772.40 | View |
| 18 | Philos | Grundversicherung | CHF 772.50 | View |
| 19 | Avenir | Grundversicherung | CHF 777.70 | View |
| 20 | Visana | Grundversicherung | CHF 819.80 | View |
| 21 | SWICA | Grundversicherung | CHF 826.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.