CHF 500 deductible in Region 1 of canton Ticino
At a CHF 500 deductible, 21 insurers offer a premium in Region 1 of canton Ticino. The lowest is CHF 573.90 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 583.90, the CHF 500 deductible saves CHF 120.00 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 420.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
21 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 573.90 | View |
| 2 | sana24 | CHF 582.20 | View |
| 3 | Aquilana | CHF 597.00 | View |
| 4 | KPT | CHF 601.70 | View |
| 5 | CONCORDIA | CHF 601.80 | View |
| 6 | Assura-Basis | CHF 606.20 | View |
| 7 | CSS | CHF 609.60 | View |
| 8 | Sanitas | CHF 613.20 | View |
| 9 | Helsana | CHF 617.50 | View |
| 10 | Galenos | CHF 618.40 | View |
| 11 | EGK | CHF 621.30 | View |
| 12 | ÖKK | CHF 626.20 | View |
| 13 | Atupri | CHF 629.30 | View |
| 14 | Vivao Sympany | CHF 647.80 | View |
| 15 | Philos | CHF 649.50 | View |
| 16 | SWICA | CHF 657.80 | View |
| 17 | Mutuel | CHF 672.10 | View |
| 18 | Avenir | CHF 673.40 | View |
| 19 | Visana | CHF 677.10 | View |
| 20 | vita surselva | CHF 708.40 | View |
| 21 | rhenusana | CHF 750.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.