CHF 2'000 deductible in Region 1 of canton Zurich
At a CHF 2'000 deductible, 26 insurers offer a premium in Region 1 of canton Zurich. The lowest is CHF 418.60 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 517.70, the CHF 2'000 deductible saves CHF 1'189.20 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'489.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
26 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 418.60 | View |
| 2 | Assura-Basis | CHF 423.70 | View |
| 3 | Vivao Sympany | CHF 428.70 | View |
| 4 | CSS | CHF 431.50 | View |
| 5 | Sanitas | CHF 433.60 | View |
| 6 | Helsana | CHF 434.50 | View |
| 7 | Avenir | CHF 441.20 | View |
| 8 | CONCORDIA | CHF 444.90 | View |
| 9 | SLKK | CHF 445.40 | View |
| 10 | Mutuel | CHF 454.50 | View |
| 11 | SWICA | CHF 454.60 | View |
| 12 | ÖKK | CHF 457.20 | View |
| 13 | sana24 | CHF 461.90 | View |
| 14 | Sumiswalder | CHF 470.30 | View |
| 15 | EGK | CHF 472.20 | View |
| 16 | Luzerner Hinterland | CHF 474.80 | View |
| 17 | Wädenswil | CHF 479.40 | View |
| 18 | Visana | CHF 481.70 | View |
| 19 | Steffisburg | CHF 483.10 | View |
| 20 | Aquilana | CHF 485.80 | View |
| 21 | Agrisano | CHF 489.20 | View |
| 22 | Philos | CHF 494.50 | View |
| 23 | rhenusana | CHF 502.50 | View |
| 24 | Galenos | CHF 529.30 | View |
| 25 | vita surselva | CHF 538.60 | View |
| 26 | Einsiedler | CHF 583.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.