Other model with a CHF 300 deductible in Region 1 of canton Zurich

23 insurers offer a Other model with a CHF 300 deductible in Region 1. The lowest premium is CHF 527.90 a month for an adult, accident cover included.

What this combination earns

Against free choice of doctor at the minimum deductible, whose lowest premium is CHF 605.20, this combination saves CHF 927.60 a year.

Where the saving comes from

The model contributes about CHF 927.60 a year — the part paid for in freedom to choose your doctor, at the same CHF 300 deductible.

The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.

What the deductible risks

This is the minimum deductible: no extra risk compared with the reference.

The insurers, cheapest to dearest

23 insurers offer this combination in this region, with the trade name of their plan.

Rank	Insurer	Plan name	Premium
1	Vivao Sympany	FlexHelp 24	CHF 527.90	View
2	SLKK	SLKK-SmartMed	CHF 532.60	View
3	Sanitas	TelMed (Compact One)	CHF 532.70	View
4	Helsana	BeneFit PLUS Telmed	CHF 540.10	View
5	Avenir	SanaTel	CHF 540.20	View
6	KPT	KPTwin.smart	CHF 543.80	View
7	Atupri	SmartCare	CHF 543.90	View
8	CONCORDIA	smartDoc	CHF 553.50	View
9	Mutuel	SanaTel	CHF 553.50	View
10	sana24	Combi Care	CHF 561.10	View
11	Sumiswalder	Telmed	CHF 561.50	View
12	ÖKK	Telemedizin	CHF 571.90	View
13	EGK	EGK-TelCare	CHF 571.90	View
14	Aquilana	SMARTMED	CHF 572.00	View
15	Luzerner Hinterland	Telmed	CHF 573.95	View
16	Agrisano	AGRIcontact	CHF 579.00	View
17	SWICA	FAVORIT TELMED	CHF 589.70	View
18	CSS	Callmed	CHF 592.40	View
19	Steffisburg	Sanmed24	CHF 592.40	View
20	Philos	PrimaFlex	CHF 593.50	View
21	rhenusana	sanmed24	CHF 600.00	View
22	Visana	Tel Care	CHF 623.40	View
23	Galenos	Combi Care	CHF 628.50	View

Source: Federal Office of Public Health (FOPH), official premiums. 2026.