KPT — Region 2, Zurich: twelve years of premiums
Region 2, Zurich: the lowest KPT premium went from CHF 308.00 a month in 2015 to CHF 483.30 in 2026 — a rise of +56.9 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 308.00 | CHF 278.90 | CHF 29.10 |
| 2016 | CHF 335.40 | CHF 328.90 | CHF 6.50 |
| 2017 | CHF 377.90 | CHF 339.50 | CHF 38.40 |
| 2018 | CHF 372.90 | CHF 365.80 | CHF 7.10 |
| 2019 | CHF 383.30 | CHF 374.00 | CHF 9.30 |
| 2020 | CHF 398.50 | CHF 374.00 | CHF 24.50 |
| 2021 | CHF 398.50 | CHF 377.20 | CHF 21.30 |
| 2022 | CHF 383.10 | CHF 373.50 | CHF 9.60 |
| 2023 | CHF 395.80 | CHF 389.60 | CHF 6.20 |
| 2024 | CHF 438.90 | CHF 415.60 | CHF 23.30 |
| 2025 | CHF 467.80 | CHF 436.30 | CHF 31.50 |
| 2026 | CHF 483.30 | CHF 467.90 | CHF 15.40 |
Faster or slower than the rest?
KPT rose +56.9 % over the period, against +67.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +12.7 % in one go. The premium did not move in 2021.
The choice has changed too
In 2015, 48 insurers sold basic cover here. In 2026 there are 27: 21 have gone or merged. Comparing is still possible — on fewer rows. See the insurers that have gone
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.