Mutuel — Region 1, Ticino: twelve years of premiums
Region 1, Ticino: the lowest Mutuel premium went from CHF 360.80 a month in 2015 to CHF 683.60 in 2026 — a rise of +89.5 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 360.80 | CHF 303.70 | CHF 57.10 |
| 2016 | CHF 357.90 | CHF 348.30 | CHF 9.60 |
| 2017 | CHF 400.40 | CHF 368.60 | CHF 31.80 |
| 2018 | CHF 453.80 | CHF 397.80 | CHF 56.00 |
| 2019 | CHF 469.50 | CHF 417.70 | CHF 51.80 |
| 2020 | CHF 454.60 | CHF 427.20 | CHF 27.40 |
| 2021 | CHF 465.70 | CHF 427.00 | CHF 38.70 |
| 2022 | CHF 465.70 | CHF 442.30 | CHF 23.40 |
| 2023 | CHF 510.80 | CHF 452.40 | CHF 58.40 |
| 2024 | CHF 574.80 | CHF 506.70 | CHF 68.10 |
| 2025 | CHF 662.00 | CHF 536.90 | CHF 125.10 |
| 2026 | CHF 683.60 | CHF 583.90 | CHF 99.70 |
Faster or slower than the rest?
Mutuel rose +89.5 % over the period, against +92.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2025: +15.2 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.