Mutuel — Region 2, Zurich: twelve years of premiums
Region 2, Zurich: the lowest Mutuel premium went from CHF 329.80 a month in 2015 to CHF 531.30 in 2026 — a rise of +61.1 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 329.80 | CHF 278.90 | CHF 50.90 |
| 2016 | CHF 338.60 | CHF 328.90 | CHF 9.70 |
| 2017 | CHF 366.40 | CHF 339.50 | CHF 26.90 |
| 2018 | CHF 413.30 | CHF 365.80 | CHF 47.50 |
| 2019 | CHF 422.40 | CHF 374.00 | CHF 48.40 |
| 2020 | CHF 415.30 | CHF 374.00 | CHF 41.30 |
| 2021 | CHF 415.30 | CHF 377.20 | CHF 38.10 |
| 2022 | CHF 415.30 | CHF 373.50 | CHF 41.80 |
| 2023 | CHF 449.40 | CHF 389.60 | CHF 59.80 |
| 2024 | CHF 482.20 | CHF 415.60 | CHF 66.60 |
| 2025 | CHF 512.80 | CHF 436.30 | CHF 76.50 |
| 2026 | CHF 531.30 | CHF 467.90 | CHF 63.40 |
Faster or slower than the rest?
Mutuel rose +61.1 % over the period, against +67.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +12.8 % in one go. The premium did not move in 2021, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Mutuel, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.