ÖKK — Region 1, Zurich: twelve years of premiums
Region 1, Zurich: the lowest ÖKK premium went from CHF 423.30 a month in 2015 to CHF 556.30 in 2026 — a rise of +31.4 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 423.30 | CHF 307.80 | CHF 115.50 |
| 2016 | CHF 442.00 | CHF 360.40 | CHF 81.60 |
| 2017 | CHF 459.90 | CHF 380.40 | CHF 79.50 |
| 2018 | CHF 476.90 | CHF 392.10 | CHF 84.80 |
| 2019 | CHF 486.20 | CHF 413.20 | CHF 73.00 |
| 2020 | CHF 495.10 | CHF 413.10 | CHF 82.00 |
| 2021 | CHF 495.10 | CHF 423.80 | CHF 71.30 |
| 2022 | CHF 473.30 | CHF 416.90 | CHF 56.40 |
| 2023 | CHF 493.30 | CHF 437.00 | CHF 56.30 |
| 2024 | CHF 535.10 | CHF 470.20 | CHF 64.90 |
| 2025 | CHF 529.00 | CHF 496.20 | CHF 32.80 |
| 2026 | CHF 556.30 | CHF 517.70 | CHF 38.60 |
Faster or slower than the rest?
ÖKK rose +31.4 % over the period, against +68.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +8.5 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.