ÖKK — Region 2, Zurich: twelve years of premiums
Region 2, Zurich: the lowest ÖKK premium went from CHF 360.40 a month in 2015 to CHF 496.70 in 2026 — a rise of +37.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 360.40 | CHF 278.90 | CHF 81.50 |
| 2016 | CHF 376.60 | CHF 328.90 | CHF 47.70 |
| 2017 | CHF 392.70 | CHF 339.50 | CHF 53.20 |
| 2018 | CHF 407.20 | CHF 365.80 | CHF 41.40 |
| 2019 | CHF 419.10 | CHF 374.00 | CHF 45.10 |
| 2020 | CHF 427.20 | CHF 374.00 | CHF 53.20 |
| 2021 | CHF 422.00 | CHF 377.20 | CHF 44.80 |
| 2022 | CHF 402.90 | CHF 373.50 | CHF 29.40 |
| 2023 | CHF 419.40 | CHF 389.60 | CHF 29.80 |
| 2024 | CHF 456.80 | CHF 415.60 | CHF 41.20 |
| 2025 | CHF 465.50 | CHF 436.30 | CHF 29.20 |
| 2026 | CHF 496.70 | CHF 467.90 | CHF 28.80 |
Faster or slower than the rest?
ÖKK rose +37.8 % over the period, against +67.8 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +8.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.