Sanitas — Region 1, Zurich: twelve years of premiums
Region 1, Zurich: the lowest Sanitas premium went from CHF 390.80 a month in 2015 to CHF 532.70 in 2026 — a rise of +36.3 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 390.80 | CHF 307.80 | CHF 83.00 |
| 2016 | CHF 409.40 | CHF 360.40 | CHF 49.00 |
| 2017 | CHF 439.00 | CHF 380.40 | CHF 58.60 |
| 2018 | CHF 448.20 | CHF 392.10 | CHF 56.10 |
| 2019 | CHF 452.70 | CHF 413.20 | CHF 39.50 |
| 2020 | CHF 435.10 | CHF 413.10 | CHF 22.00 |
| 2021 | CHF 435.10 | CHF 423.80 | CHF 11.30 |
| 2022 | CHF 444.70 | CHF 416.90 | CHF 27.80 |
| 2023 | CHF 459.30 | CHF 437.00 | CHF 22.30 |
| 2024 | CHF 490.80 | CHF 470.20 | CHF 20.60 |
| 2025 | CHF 516.00 | CHF 496.20 | CHF 19.80 |
| 2026 | CHF 532.70 | CHF 517.70 | CHF 15.00 |
Faster or slower than the rest?
Sanitas rose +36.3 % over the period, against +68.2 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +7.2 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.