SWICA — Region 1, Ticino: twelve years of premiums
Region 1, Ticino: the lowest SWICA premium went from CHF 377.60 a month in 2015 to CHF 669.50 in 2026 — a rise of +77.3 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 377.60 | CHF 303.70 | CHF 73.90 |
| 2016 | CHF 365.70 | CHF 348.30 | CHF 17.40 |
| 2017 | CHF 390.30 | CHF 368.60 | CHF 21.70 |
| 2018 | CHF 415.10 | CHF 397.80 | CHF 17.30 |
| 2019 | CHF 435.10 | CHF 417.70 | CHF 17.40 |
| 2020 | CHF 459.70 | CHF 427.20 | CHF 32.50 |
| 2021 | CHF 473.10 | CHF 427.00 | CHF 46.10 |
| 2022 | CHF 473.10 | CHF 442.30 | CHF 30.80 |
| 2023 | CHF 507.60 | CHF 452.40 | CHF 55.20 |
| 2024 | CHF 587.40 | CHF 506.70 | CHF 80.70 |
| 2025 | CHF 622.90 | CHF 536.90 | CHF 86.00 |
| 2026 | CHF 669.50 | CHF 583.90 | CHF 85.60 |
Faster or slower than the rest?
SWICA rose +77.3 % over the period, against +92.3 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +15.7 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.