Vivao Sympany — Region 1, Fribourg: twelve years of premiums
Region 1, Fribourg: the lowest Vivao Sympany premium went from CHF 382.50 a month in 2015 to CHF 501.10 in 2026 — a rise of +31.0 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 382.50 | CHF 311.10 | CHF 71.40 |
| 2016 | CHF 406.00 | CHF 333.70 | CHF 72.30 |
| 2017 | CHF 407.40 | CHF 356.40 | CHF 51.00 |
| 2018 | CHF 413.30 | CHF 370.10 | CHF 43.20 |
| 2019 | CHF 413.30 | CHF 386.00 | CHF 27.30 |
| 2020 | CHF 426.70 | CHF 391.70 | CHF 35.00 |
| 2021 | CHF 427.50 | CHF 391.30 | CHF 36.20 |
| 2022 | CHF 417.50 | CHF 399.10 | CHF 18.40 |
| 2023 | CHF 417.50 | CHF 417.50 | — |
| 2024 | CHF 454.50 | CHF 449.80 | CHF 4.70 |
| 2025 | CHF 482.50 | CHF 476.70 | CHF 5.80 |
| 2026 | CHF 501.10 | CHF 501.10 | — |
Faster or slower than the rest?
Vivao Sympany rose +31.0 % over the period, against +61.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +8.9 % in one go. The premium did not move in 2019, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.