PrimaCare or PrimaFlex — Region 3, Zurich
Region 3, Zurich: with Avenir, PrimaCare costs CHF 517.20 a month in 2026 and PrimaFlex CHF 520.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PrimaCare is the cheaper of the two here: CHF 34.80 saved per year against PrimaFlex, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PrimaCare is a "Family doctor" model. PrimaFlex is a "Telemedicine and others" model.
The price at every deductible
| Deductible | PrimaCare | PrimaFlex | Gap per year |
|---|---|---|---|
| 300 | CHF 517.20 | CHF 520.10 | CHF 34.80 |
| 500 | CHF 505.70 | CHF 509.10 | CHF 40.80 |
| 1'000 | CHF 476.70 | CHF 481.60 | CHF 58.80 |
| 1'500 | CHF 447.20 | CHF 453.60 | CHF 76.80 |
| 2'000 | CHF 418.20 | CHF 426.00 | CHF 93.60 |
| 2'500 | CHF 389.20 | CHF 398.50 | CHF 111.60 |
The comparison, region by region
- PrimaCare or PrimaFlex?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.