KPT CPTwin.win — Aargau
Aargau: the CPTwin.win model from KPT costs CHF 546.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 546.90, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 378.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 546.90 | CHF 508.60 |
| 500 | CHF 535.30 | CHF 497.80 |
| 1'000 | CHF 506.10 | CHF 470.70 |
| 1'500 | CHF 476.90 | CHF 443.50 |
| 2'500 | CHF 418.60 | CHF 389.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 439.30 | CHF 408.50 |
| 500 | CHF 427.70 | CHF 397.80 |
| 1'000 | CHF 398.50 | CHF 370.60 |
| 1'500 | CHF 369.30 | CHF 343.40 |
| 2'500 | CHF 311.00 | CHF 289.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.20 | CHF 120.10 |
| 200 | CHF 118.40 | CHF 110.10 |
| 400 | CHF 107.50 | CHF 99.90 |
| 600 | CHF 96.60 | CHF 89.80 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.