KPT CPTwin.win — Thurgau
Thurgau: the CPTwin.win model from KPT costs CHF 522.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 522.50, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 356.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 522.50 | CHF 485.90 |
| 500 | CHF 510.90 | CHF 475.10 |
| 1'000 | CHF 481.70 | CHF 448.00 |
| 1'500 | CHF 452.50 | CHF 420.80 |
| 2'500 | CHF 394.20 | CHF 366.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 419.90 | CHF 390.50 |
| 500 | CHF 408.30 | CHF 379.70 |
| 1'000 | CHF 379.10 | CHF 352.60 |
| 1'500 | CHF 349.90 | CHF 325.40 |
| 2'500 | CHF 291.60 | CHF 271.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.30 | CHF 114.60 |
| 200 | CHF 112.50 | CHF 104.60 |
| 400 | CHF 101.70 | CHF 94.50 |
| 600 | CHF 90.80 | CHF 84.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.