KPT CPTwin.win — Region 1, Grisons
Region 1, Grisons: the CPTwin.win model from KPT costs CHF 514.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 514.80, CPTwin.win is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 349.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 514.80 | CHF 478.80 |
| 500 | CHF 503.20 | CHF 468.00 |
| 1'000 | CHF 474.00 | CHF 440.80 |
| 1'500 | CHF 444.80 | CHF 413.70 |
| 2'500 | CHF 386.50 | CHF 359.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 413.60 | CHF 384.60 |
| 500 | CHF 402.00 | CHF 373.90 |
| 1'000 | CHF 372.80 | CHF 346.70 |
| 1'500 | CHF 343.60 | CHF 319.50 |
| 2'500 | CHF 285.30 | CHF 265.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.40 | CHF 112.90 |
| 200 | CHF 110.70 | CHF 102.90 |
| 400 | CHF 99.80 | CHF 92.80 |
| 600 | CHF 88.90 | CHF 82.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.