KPT CPTwin.win — Region 1, Bern
Region 1, Bern: the CPTwin.win model from KPT costs CHF 583.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 583.80, CPTwin.win is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 1'281.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 583.80 | CHF 542.90 |
| 500 | CHF 572.20 | CHF 532.10 |
| 1'000 | CHF 543.00 | CHF 505.00 |
| 1'500 | CHF 513.80 | CHF 477.80 |
| 2'500 | CHF 455.50 | CHF 423.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 471.90 | CHF 438.90 |
| 500 | CHF 460.30 | CHF 428.10 |
| 1'000 | CHF 431.10 | CHF 400.90 |
| 1'500 | CHF 401.90 | CHF 373.80 |
| 2'500 | CHF 343.60 | CHF 319.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 134.40 | CHF 124.90 |
| 200 | CHF 124.90 | CHF 116.10 |
| 400 | CHF 115.40 | CHF 107.30 |
| 600 | CHF 106.00 | CHF 98.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.